.skip-link {
  position: absolute;
  left: -9999px;
  top: auto;
  width: 1px;
  height: 1px;
  overflow: hidden;
  z-index: 100005;
}

.skip-link:focus,
.skip-link:focus-visible {
  left: 16px;
  top: 16px;
  width: auto;
  height: auto;
  padding: 10px 14px;
  border-radius: 10px;
  background: var(--gold);
  color: #0a0a0c;
  font-weight: 700;
  outline: 2px solid #0a0a0c;
  outline-offset: 2px;
}

.active-dot { animation: pulse-green 2s infinite; }
@keyframes pulse-green {
  0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.7); }
  70% { transform: scale(1); box-shadow: 0 0 0 10px rgba(34, 197, 94, 0); }
  100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(34, 197, 94, 0); }
}

.hero-trust-points {
  margin-top: 14px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.hero-trust-points span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  font-weight: 700;
  color: var(--text2);
  padding: 6px 10px;
  border-radius: 999px;
  border: 1px solid var(--border);
  background: rgba(255, 255, 255, 0.02);
}

.hero-trust-points i { color: var(--gold); }

.mobile-quick-call-btn {
  position: fixed;
  left: 12px;
  right: 12px;
  bottom: calc(env(safe-area-inset-bottom, 0px) + 10px);
  z-index: 800;
  height: 50px;
  border: 0;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  color: #0a0a0c;
  font-weight: 800;
  letter-spacing: 0.2px;
  display: none;
  align-items: center;
  justify-content: center;
  gap: 8px;
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.28);
}

@media (max-width: 900px) {
  .mobile-quick-call-btn { display: inline-flex; }
  body { padding-bottom: 74px; }
}

.quick-actions-section {
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 0 80px;
}

.quick-actions-grid {
  margin-top: 26px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-bottom: 8px;
}

.quick-action-card {
  text-decoration: none;
  border: 1px solid var(--border);
  background: var(--surface);
  color: var(--text);
  border-radius: 16px;
  padding: 18px 16px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 8px;
  box-shadow: var(--shadow);
  transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}

.quick-action-card:hover {
  transform: translateY(-2px);
  border-color: rgba(201, 168, 76, 0.4);
  box-shadow: var(--shadow-xl);
}

.qa-icon {
  width: 42px;
  height: 42px;
  border-radius: 12px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  color: var(--gold);
  border: 1px solid rgba(201, 168, 76, 0.3);
  background: var(--gold-soft);
}

.qa-title { font-weight: 800; font-size: 16px; }
.qa-desc { font-size: 13px; color: var(--text2); line-height: 1.45; }

.faq-section {
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 0 80px;
}

.faq-list {
  margin-top: 24px;
  display: grid;
  gap: 12px;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: 14px;
  background: var(--surface);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  border: 0;
  background: transparent;
  color: var(--text);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  text-align: left;
  padding: 16px 18px;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
}

.faq-question i { color: var(--gold); font-size: 20px; transition: transform .2s ease; }
.faq-item.open .faq-question i { transform: rotate(45deg); }

.faq-answer {
  display: none;
  padding: 0 18px 16px 18px;
  font-size: 14px;
  color: var(--text2);
  line-height: 1.55;
}

.faq-item.open .faq-answer { display: block; }

@media (max-width: 900px) {
  .quick-actions-section,
  .faq-section,
  .smart-jump-section { padding: 0 24px; }
  .quick-actions-grid { margin-top: 20px; }
  .faq-list { margin-top: 18px; }
  .smart-jump-chips { margin-top: 16px; }
  .quick-actions-grid { grid-template-columns: 1fr; gap: 10px; }
}

.smart-jump-section {
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 0 80px;
}

.smart-jump-chips {
  margin-top: 22px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.smart-chip {
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 14px;
  border-radius: 999px;
  border: 1px solid var(--border);
  background: var(--surface);
  color: var(--text2);
  font-size: 13px;
  font-weight: 700;
  transition: border-color .2s ease, color .2s ease, transform .2s ease;
}

.smart-chip i { color: var(--gold); }

.smart-chip:hover {
  color: var(--text);
  border-color: rgba(201,168,76,0.35);
  transform: translateY(-1px);
}

.smart-chip.active {
  color: #0a0a0c;
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  border-color: transparent;
  box-shadow: 0 8px 22px rgba(201,168,76,0.28);
}

.smart-chip.active i { color: #0a0a0c; }

.quick-action-card.reveal,
.faq-item.reveal,
.smart-chip.reveal {
  opacity: 0;
  transform: translateY(10px);
  transition: opacity .35s ease, transform .35s ease;
}

.quick-action-card.reveal.in,
.faq-item.reveal.in,
.smart-chip.reveal.in {
  opacity: 1;
  transform: translateY(0);
}

.back-to-top-btn {
  position: fixed;
  right: 14px;
  bottom: calc(env(safe-area-inset-bottom, 0px) + 88px);
  z-index: 810;
  width: 42px;
  height: 42px;
  border-radius: 12px;
  border: 1px solid var(--border);
  background: var(--surface);
  color: var(--gold);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  box-shadow: var(--shadow);
  opacity: 0;
  pointer-events: none;
  transform: translateY(8px);
  transition: opacity .2s ease, transform .2s ease, border-color .2s ease;
}

.back-to-top-btn.show {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.back-to-top-btn:hover { border-color: rgba(201,168,76,0.45); }

@media (max-width: 600px) {
  .quick-actions-section,
  .faq-section,
  .smart-jump-section { padding: 0 20px; }
  .quick-actions-grid { margin-top: 16px; }
  .faq-list { margin-top: 14px; }
  .smart-jump-chips { margin-top: 12px; gap: 10px; }
}